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Salary Sacrifice Calculator

Salary Sacrifice Calculator

You can have a look at how much your take-home pay could increase by if you choose to fund your pension by Salary Sacrifice.

Please read the following notes and the Terms of Use for this website including the 'Limitation of Liability' and 'No Warranty' sections before you access the Salary Sacrifice Calculator.


Please Note: The calculations generated on this site are approximate and for illustrative purposes only. They should not be relied upon and neither the Group nor PACE Trustees Limited take responsibility for any loss, damage or inconvenience resulting from any error or inaccuracies.

If you are unsure about which option to choose you should seek independent financial advice, as Group Pensions team and PACE Trustees Ltd are not authorised to provide financial advice.

The Salary Sacrifice calculator is totally confidential; there is no record of who has accessed this page.

After you have finished using the calculator any figures you selected are erased. However, you should ensure that you close your browser window after each visit to this part of the site, especially if you leave your PC for any length of time and/or share an office or PC with other people. This will make sure your personal information remains confidential.

Every effort is made to keep the information on this site up-to-date and accurate. However, we cannot guarantee this and so it is essential that you check your facts with the Group Pensions team before taking any action which relies on this information.

In any case of dispute or disagreement with the content of these pages, the Rules of PACE take precedence.

How to use the Salary Sacrifice Calculator

Please click on one of the following links to access the latest Salary Sacrifice calculators (the text version is exactly the same but is simplified to work with screen readers). You will have to enable or, if prompted, accept the use of macros before you can use the calculator.

Salary Sacrifice calculator Graphical version

Salary sacrifice calculator text version

Please refer to the 'Site Help' section of the website or contact the Group Pensions team if you experience any problems.